Have you waited for a cashier check to clear even when you know its a scam?

Yah I was looking for a job and this email comes through. Im not that dumb to fall for this cuz it said an office assistant and there was no office to go interview at and he wanted to send me that much money. This guys a joke. Has anyone ever waited for a cashiers check to clear even when you know its a scam and what happened after that?



I'm so sorry for my late respond. I just received a message that a payment has been mail to you and it will deliver to you any moment from now. The money is for the donation to the foster home representative for a surgery that I am donating to, and this surgery as I have been told, should be paid for urgently. However, I should let you know that I have been able to find out more about this surgery, the foster home in charge of it, and the general information as regards the surgery and every other phases involved hence, there is no need to worry about the genuineness of surgery as that has been taken care of.This is the email below.



The funds for this wire transfer will be made available to you by a cashier check from one of my clients in the United States鈥攁 client I have worked for and owes me鈥攁nd following my instruction and of course, after I have properly verified that the account upon which the cashier check is drawn is adequately funded to cover the check amount, the cashier check is being sent to you by USPS (tracking number EO988679655US and can be checked on ww.usps.com) and should be delivered to you today.



The amount is for $2,260



When you receive the payment, proceed to your bank and get it deposit in to your account via ATM or Through Teller and make the withdrawal and complete the assignment. Out of the $2,260, deduct your weekly salary of $400.00 and send the rest $1860.00 by Western Union (from a location in your area by using money in minute service) to the foster home representative using the following information:



Name: Robert Mccauley

City: Charlotte

State: NC

Zip code: 28210



After you have sent the money, immediately send me the following information as they appear on the western union invoice:



Sender鈥檚 name 鈥?br>
Address 鈥?br>
City 鈥?br>
State 鈥?br>
Zip code 鈥?br>
Amount sent 鈥?br>
MTCN 鈥?br>


Also note that western union will charge for wiring the funds and that should be deducted from the money you are sending to Robert Mccauley not from your weekly salary. I shall be waiting to hearing from you after you have completed the assignment. I do have some other assignments for you after your first assignment has been completely finished and I also promise that your weekly salary will be paid timely as we both have agreed. If you have received this message, please acknowledge.

I will be looking forward to read from you soon.



ThanksHave you waited for a cashier check to clear even when you know its a scam?
100% scam, you are correct.



The cashier's check will never clear and will bounce and you get to pay the fees and charges when it does.



If you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of needing your password, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.



Making a scammer's scam googlable is a great way to slow that scammer down when a suspicious potential victim goes looking for information, finds your post and then does not become a victim because you took the time to "get the word out".
What will happen is that your bank will make YOU pay them back the entire amount of the check you deposited $2260 + $45 NSF fee. You are legally responsible for repaying your bank. Your bank account will be closed. You will be put into CHEX System preventing you from opening any new bank accounts, credit card accounts, or taking out any loan or mortgage for 5 years, and in many cases you will be reported to the police for bank fraud and arrested



Here are just a few of the thousands of examples of people who have been arrested for naively depositing a check they didn't even know was fake

http://www.kirotv.com/money/16091642/det鈥?/a>

http://www.sfgate.com/cgi-bin/article.cg鈥?/a>

http://consumerist.com/2009/07/victim-of鈥?/a>Have you waited for a cashier check to clear even when you know its a scam?
The check will bounce since it is a counterfeit. You will be charged $45 for the bad check. Some people also had their bank account closed due to the check. Don't deposit or cash it.Have you waited for a cashier check to clear even when you know its a scam?
The check can clear your account.
By law the banks have to make the amount available to you within a certain number of days.
The check can and will later bounce.
And so goes the scam....
When the fraudulent check finally bounces --it can take a few weeks sometimes-- your bank will charge you a minimal fee for processing a bounced check. (My bank charges $5 for this.)
***EDIT*** Kittysue is right -- I was thinking of a regular real check that bounces. The fraud check isn't real.

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